What documents do I need to provide in order to get a mortgage?

When applying for a mortgage, you will typically need to provide several documents to the lender to verify your income, assets, and creditworthiness. Some of the common documents that you may need to provide include:

1. Proof of income: This includes documents such as pay stubs, W2 forms, and tax returns to show your income and employment history.

2. Bank statements: You may need to provide several months of bank statements to verify your assets and ensure that you have enough funds for a down payment and closing costs.

3. Credit reports: The lender will pull your credit reports from one or more credit bureaus to evaluate your creditworthiness and determine the interest rate you qualify for.

4. Property information: If you have already chosen a property to purchase, you will need to provide information about the property, such as the purchase price and address.

5. Other documentation: Depending on your situation, you may also need to provide additional documents such as divorce decrees, child support orders, or proof of residency.

It's important to note that different lenders may require different documents, and the specific requirements may also vary depending on the type of mortgage you are applying for. It's always a good idea to check with your lender and ask them for a list of the specific documents they need from you.