Can processing fees be included in the APR of a loan?

Yes, processing fees can be included in the annual percentage rate (APR) of a loan. The APR is a measure of the total cost of borrowing, including interest and fees, expressed as a percentage. When processing fees are included in the APR, it gives borrowers a more accurate picture of the total cost of the loan over the loan term. However, it is important to note that not all fees can be included in the APR, so it is important to carefully review the terms and conditions of the loan agreement.