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Can I use real estate as collateral for a personal loan?
Curious about Collateral
Yes, real estate can be used as collateral for a personal loan in India. However, the lender may have specific requirements for the type of property that can be used as collateral and the loantovalue ratio. Additionally, the process of using real estate as collateral may involve a property appraisal and legal documentation, which can increase the processing time and costs associated with the loan.
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